Uncategorized Why So Many People Fall in Love with Homeownership Why So Many People Fall in Love with Homeownership Chances are at some point in your life you’ve heard the phrase, home is where the heart is. There’s a reason that’s said so often. Becoming a homeowner is emotional. So, if you’re trying to decide if you want to keep on renting or if you’re ready to buy a home […]
Uncategorized Winning Plays for Buying a Home in Today’s Market Winning Plays for Buying a Home in Today’s Market [INFOGRAPHIC] Some Highlights In today’s housing market, you can still come out on top if you have the right team and plan. To win when buying a home, you need to build your team, make strategic plays, consider what’s in and out of bounds, and stand out from the crowd. […]
Uncategorized Houses Are Still Selling Fast Houses Are Still Selling Fast Have you been thinking about selling your house? If so, here’s some good news. While the housing market isn’t as frenzied as it was during the ‘unicorn’ years when houses were selling quicker than ever, they’re still selling faster than normal. The graph below uses data from Realtor.com to tell the story of median days on the […]
Uncategorized Why You May Want To Seriously Consider a Newly Built Home Why You May Want To Seriously Consider a Newly Built Home Are you putting off your plans to sell because you’re worried you won’t be able to find a home you like when you move? If so, it may be time to consider a newly built home and the benefits that come with one. Here’s why. Near-Record […]
selling Ways Your Home Equity Can Help You Reach Your Goals Ways Your Home Equity Can Help You Reach Your Goals If you’ve owned your house for at least a couple of years, there’s something you’re going to want to know more about – and that’s home equity. If you’re not familiar with that term, Freddie Mac defines it like this: “. . . your home’s equity is the difference between […]
Uncategorized Dreaming of Home Improvements? Here’s Why You Probably Shouldn’t Do Them Yourself Dreaming of Home Improvements? Here’s Why You Probably Shouldn’t Do Them Yourself A recent survey revealed that 36% of homeowners aren’t satisfied with some area of their house, according to this article. The top three spaces people feel need some sprucing up are: Bedrooms (34%) Bathrooms (31%) Living rooms (26%) Twenty-nine percent of those surveyed said […]
Uncategorized What Lower Mortgage Rates Mean for Your Purchasing Power What Lower Mortgage Rates Mean for Your Purchasing Power If you want to buy a home, it’s important to know how mortgage rates impact what you can afford and how much you’ll pay each month. Fortunately, rates for 30-year fixed mortgages have come down significantly since the end of October and are currently under 7%, according to Freddie Mac (see graph […]
selling Why Now Is Still a Great Time To Sell Your House Why Now Is Still a Great Time To Sell Your House If you were worried buyer demand disappeared when mortgage rates went up, the data shows there are plenty of interested buyers still out there. The housing market isn’t as frenzied as it was during the ‘unicorn’ years when buyer demand was through the roof, mortgage rates were historically low, and home values […]
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Uncategorized Down Payment Assistance Programs Can Help Pave the Way to Homeownership Down Payment Assistance Programs Can Help Pave the Way to Homeownership If you’re looking to buy a home, your down payment doesn’t have to be a big hurdle. According to the National Association of Realtors (NAR), 38% of first-time homebuyers find saving for a down payment the most challenging step. But the reality is, you probably don’t need to […]
Uncategorized Why Warren Buffett and Charlie Munger Opted For Modest Homes Why Warren Buffett and Charlie Munger Opted For Modest Homes, and What It Means for Today’s First-Time Buyers By Lighter Side Staff Dec 6, 2023 Years ago, people expected to buy a “starter home” and live in it for a while, build up some equity, and then sell it and move up to a bigger house […]
Uncategorized The Perfect Home Could Be the One You Perfect After Buying The Perfect Home Could Be the One You Perfect After Buying There’s no denying mortgage rates and home prices are higher now than they were last year and that’s impacting what you can afford. At the same time, there are still fewer homes available for sale than the norm. These are two of the biggest hurdles buyers are facing today. But there […]
Uncategorized Why You Should Use a Real Estate Agent When You Buy a Home Why You Should Use a Real Estate Agent When You Buy a Home If you’ve recently decided you’re ready to become a homeowner, chances are you’re trying to figure out what to do first. It can feel a bit overwhelming to know where to start, but the good news is you don’t have to navigate all […]
Uncategorized How To Turn Homeownership into a Side Hustle How To Turn Homeownership into a Side Hustle Does the rising cost of just about everything these days make your dream of owning your own home feel less within reach? According to Bankrate, many people are seeking additional income through side hustles, possibly to cope with those increasing expenses and save for a home. This trend is particularly […]
selling 3 Reasons To Sell Your House Before the New Year 3 Reasons To Sell Your House Before the New Year [INFOGRAPHIC] Some Highlights Here are a few reasons you may not want to hold off until the new year to sell your house. Buyers looking right now are highly motivated, the supply of homes for sale is still low, and you may find buyers are more flexible with showings this time of […]
Uncategorized Why the Economy Won’t Tank the Housing Market Why the Economy Won’t Tank the Housing Market If you’re worried about a coming recession, you’re not alone. Over the past couple of years, there’s been a lot of recession talk. And many people worry, if we do have one, it would cause the unemployment rate to skyrocket. Some even fear that a spike in […]
Uncategorized Are the Top 3 Housing Market Questions on Your Mind? Are the Top 3 Housing Market Questions on Your Mind? When it comes to what’s happening in the housing market, there’s a lot of confusion going around right now. You may hear one thing in conversation with your friends, see something totally different on the news, and read something on social media that contradicts both of […]
buying Is Your House the Top Thing on a Buyer’s Wish List this Holiday Season? Is Your House the Top Thing on a Buyer’s Wish List this Holiday Season? This time every year, homeowners who are planning to move have a decision to make: sell now or wait until after the holidays? Some sellers with homes already on the market may even remove their listing until the new year. But […]
Uncategorized People Are Still Moving, Even with Today’s Affordability Challenges People Are Still Moving, Even with Today’s Affordability Challenges If you’re thinking about buying or selling a home, you might have heard that it’s tough right now because mortgage rates are higher than they’ve been over the past few years, and home prices are rising. That much is true. Take a look at the graph below. It breaks down how the current affordability […]
Uncategorized These Top Cities Show Home Prices Are Still Climbing These Top Cities Show Home Prices Are Still Climbing If you’re considering buying a home or selling your current one to find something that better suits your needs, you may have questions about what’s happening with home prices today. Here’s what you need to know. There’s still a lot of confusion and misinformation out there. So, no matter what you […]
Uncategorized Thinking About Using Your 401(k) To Buy a Home? Thinking About Using Your 401(k) To Buy a Home? Are you dreaming of buying your own home and wondering about how you’ll save for a down payment? You’re not alone. Some people think about tapping into their 401(k) savings to make it happen. But before you decide to dip into your retirement to buy a home, be sure to consider […]